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InterNACHI Inspection Warranty
The InterNACHI Inspection Warranty is a repair reimbursement program. It helps pay for eligible repairs to major home systems and built-in appliances that fail unexpectedly during the first few weeks after your inspection.
120/90 Days
120/90 Days
120/90 Days
120 days from inspection or 90 days from closing, whichever comes first
$3,000
120/90 Days
120/90 Days
Maximum total reimbursement, no matter how many claims are filed
Above $150
Above $150
Above $150
Reimbursement applies to eligible expenses above this amount per claim. Premium plan roof claims differ.
Up to $500
Above $150
Above $150
Toward replacement if the program finds repair is not feasible
Which inspections include it
Essential
Essential
Essential
Available as a paid add-on
Pro plan coverage. Essential does not include a sewer scope, and the Pro plan does not cover sewer lines.
Preferred
Essential
Essential
Included
Premium plan coverage, including eligible sewer line repairs when our scope reports no issues.
Premier
Essential
Premier
Included
Premium plan coverage, including eligible sewer line repairs when our scope reports no issues.
No repair pre-approval
Claims go straight to the program
You choose the contractor
You do not need pre-approval for the repair. You do need to report the problem before repairs begin.
You choose the contractor
Claims go straight to the program
You choose the contractor
Use your own service pro or contractor, and include estimates or invoices with your claim.
Claims go straight to the program
Claims go straight to the program
Claims go straight to the program
Elite Inspection Warranty Company, LLC administers the program and reviews claims. Claims can be submitted online at any hour.
What is covered
HVAC
Electrical
Plumbing
Included: Main central heating and cooling, heat pumps, and water heaters.
Not included: Other heating sources and accessories (fireplaces, wood-burning stoves, thermostats, humidifiers, sensors), solar systems, window units, condensate lines and pumps, and systems not specifically listed.
Plumbing
Electrical
Plumbing
Included: Primary interior water, drain, and vent piping.
Not included: Secondary or distribution piping, fixtures, faucets, shower pans, sump pumps, and systems not specifically listed.
Electrical
Electrical
Electrical
Included: Interior electrical panels and wiring.
Not included: Exterior service, alarm or security, utility service, smart home, electronic devices, and systems not specifically listed.
Appliances
Structural elements
Electrical
Included: Built-in kitchen stove, cooktop, oven, dishwasher, and microwave.
Not included: Washers and dryers, refrigerators, water filtration systems, disposals, commercial grade appliances, wine coolers and beverage units, and anything not specifically listed.
Structural elements
Structural elements
Structural elements
Included: Foundation or structural repairs affecting the support of the block, poured foundation walls, and floor joists.
Not included: Foundation repairs resulting from water intrusion, and repairs associated with conditions reported in the inspection report.
Mold remediation
Structural elements
Structural elements
Included: Approved interior remediation costs when a certified lab verifies mold, with lab testing at your expense.
Not included: Elevated spore levels in air samples do not by themselves qualify. The program reserves the right to arrange remediation services.
Roof moisture intrusion
Sewer line (must have sewer camera inspection performed)
Sewer line (must have sewer camera inspection performed)
Included: Roof repair expenses due to water penetration.
Not included: Conditions or repairs unrelated to water intrusion at the roof.
Sewer line (must have sewer camera inspection performed)
Sewer line (must have sewer camera inspection performed)
Sewer line (must have sewer camera inspection performed)
Included: Sewer line repair expenses when our company performs the scope and reports no issues.
Not included: Sewer lines not inspected, or inspected by a third party.
What each plan reimburses
Pro Plan
- HVAC, water heaters, main plumbing, and appliances: upt to $1,500 per claim
- Electrical, structural, and mold: up to $2,250 per claim
- Roof leak repairs: up to $1,000 per claim
- Reimbursement applies to eligible expenses above $150 per claim
- Sewer line repairs: not covered
- If repair is not feasible: up to $500 toward replacement
- Maximum total: $3,000
Premium Plan
- Eligible repairs: $500 to $2,000 per claim, as specified in the terms and conditions
- Roof leak repairs: expenses above $250 per claim, up to a maximum of $500
- Other claims: reimbursement applies to eligible expenses above $150 per claim
Which homes qualify
How long it lasts
Which homes qualify
Which homes qualify
Coverage begins on the inspection date and ends 120 days after the inspection or 90 days after closing, whichever comes first. For example, if you close 20 days after the inspection, coverage ends 110 days after the inspection.
There is no coverage if you have not taken title or completed the purchase.
Which homes qualify
Which homes qualify
Which homes qualify
- Owner-occupied one-family and two-family homes
- Owner-occupied condominiums, excluding repairs to common elements
- Not never-occupied or newly constructed homes
- Not homes vacant for more than 30 days
- Not transferable unless the program approves
What the warranty won't pay for
- Anything your inspection report lists as malfunctioning, deficient, at end of life, needing repair, or not functioning as intended
- Anything marked Not Inspected, or not reported at all
- Conditions known before closing
- Repairs started before you report the problem
- Claims submitted after coverage ends
- Code compliance and energy efficiency
- Damage from storms, extreme temperatures, pests, or animals
- Hazardous materials, except mold as described above
- Consequential or indirect damages. Only the repair of the eligible item is covered.
The warranty is separate from your inspection. It does not change the scope of the inspection under the TREC Standards of Practice, and it is not homeowners insurance or a long-term home warranty.
How to file a claim
1. Report it within 7 days
1. Report it within 7 days
1. Report it within 7 days
Notify the program within 7 days of becoming aware of the problem, within your coverage period, and before any repair begins.
Gather your documents
1. Report it within 7 days
1. Report it within 7 days
You will need a copy of your inspection report and itemized estimates or invoices. The program may ask for more than one estimate.
Work with the program
1. Report it within 7 days
Work with the program
Claim communication happens by email or through the online claims system. You arrange the contractor, permits, and access.
This page is a summary. The full terms and conditions control. Read them here: Pro plan and Premium plan. The program is provided by Elite Inspection Warranty Company, LLC, which reviews and pays claims. Heart and Home Inspections does not decide or pay warranty claims.
Heart and Home Inspections, LLC | TREC License #25313 | Lake Dallas, TX | 469-558-4949 | adrian@heartandhomeinspections.com
Heart and Home Inspections
500 Waters Edge Drive, Lake Dallas, Texas 75065, United States
Heart and Home Inspections provides TREC-licensed home, commercial, and specialty inspections throughout
Denton, Dallas, Collin, Wise, Cooke, Rockwall, and Tarrant Counties from our home base in Lake Dallas, TX.
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